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Chase Ultimate Rewards Transfer Partners: A Plain-English Guide

Not financial advice. Program rules change, so check the official page before you transfer or book. Drafted with AI assistance and reviewed by Kevin.

Chase points are one of the easiest transferable currencies to get started with. Here's the full picture.

Which cards can transfer

Chase says you need a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred to transfer to partners (Chase). Points from other Chase cards can be combined into one of those, within Chase's household rules.

Airline partners

Chase lists these airline programs:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Club
  • Flying Blue (Air France and KLM)
  • Iberia
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

Citi's list is in Citi ThankYou transfer partners, and how to use Citi points for JAL business class covers Japan Airlines.

Hotel partners

  • IHG One Rewards
  • Marriott Bonvoy
  • World of Hyatt
  • Wyndham Rewards

Ratio and timing

Most partners are 1:1, and transfers go in 1,000-point increments. Chase says most transfers post by the next business day but can take up to 7 business days. The name on your Chase account has to match the partner account.

Hyatt is the exception. On the Sapphire Preferred, Chase lists a 4:3 ratio to World of Hyatt, with accounts opened before June 15, 2026 keeping 1:1 through September 30, 2026 (Chase Sapphire Preferred benefits). The ratio depends on your card, so check yours before you move points. My Bilt and Chase Hyatt guide goes deeper.

Common uses

  • Hyatt for hotel nights with a published award chart.
  • United, Aeroplan, and Singapore for Star Alliance flights.
  • Flying Blue and Virgin Atlantic for SkyTeam flights.
  • British Airways, Iberia, and Aer Lingus for oneworld flights.

Mistakes to avoid

  • Transferring before you find the seat. Chase says transfers are final.
  • Name mismatches. Even small differences can make a transfer fail.
  • Forgetting the ratio on partners that aren't 1:1.

Keep your Chase balance and goals in the free Starter Points Tracker.

Sources

All guides